Dakar, November 28 (APS) – National Central Bank of West African Central Bank chief Ahmad Al-Aminou Lo on Wednesday urged users to have more confidence in electronic money instruments, the reliability of these tools.
"" Trust these electronic money tools. They are so easy in their lives that they need to choose more and more to avoid cash, "he said on an online payment exchange workshop with e-money issuers and companies.
According to Ahmad Al-Aminou Lo, BCEAO has adopted "all regulatory provisions necessary for the efficient use of electronic money instruments".
"Electronic money tools offer serious guarantees of security and reliability," he said.
"In a regulatory framework prior to the approval of an electronic money institution, the central bank will ask for a file and we will ask him about his computer system instead of the mechanisms that are in place to prevent attacks," explained the BCEAO Director.
At this level says Lo, the task of the central bank is "to find out if the system is robust or not."
But after this control a priori, he added, the central bank "performs annually", through "bank commission inspectors", "sharp tests" these different systems created by electronic money services.
However, users reminded that any technical system "may be exposed to some vulnerable sites," arguing that the most important thing is that these vulnerabilities, once they appear, can be repaired immediately.
He also stated that these electronic money operators are required to make available to users, complaints and complaints, stressing that in the event of a breach of this standard, users have the opportunity to contact them. in writing to a central bank that will respond to this request in a short time.